April 2019

In the context of the appended obiter dictum of Brett LJ in Castellain v. Preston (1883) 11 QBD 380, 386 (and in the context of contemporary English insurance law and practice for international trade and financial risk insurance) evaluate t);
3. the assurance of “full indemnity” for a commercial insured’s loss by a risk
insured against is effectively secured by English insurance law and regulation.
Appended Obiter Dictum of Brett LJ
Appended Obiter Dictum of Brett LJ
“… The very foundation, in my opinion, of every rule which has been applied to insurance law is this, namely, that the contract of insurance contained in a marine or fire policy is a contract of indemnity, and of indemnity only, and that this contract means that the assured, in case of a loss against which the policy has been made, shall be fully indemnified, but shall never be more than fully indemnified. That is the fundamental principle of insurance, and if ever a proposition is brought forward which is at variance with it, that is to say, which either will prevent the assured from obtaining a full indemnity, or which will give to the assured more than a full indemnity, that proposition must certainly be wrong…”

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Explain, compare and contrast the purpose and focus of the “conceptual framework” and the “theoretical framework” in the literature section of a social science research manuscript.

Instructions:  Your written comprehensive exam is a series of exam questions regarding the core courses in our program.   Answer each of the questions as completely and accurately as possible. However, you are encouraged to use any scholarly resources that are needed – journal articles, textbooks, professional experts, etc. – but you must properly cite each reference that you use and add a reference page for each exam question.  You have two (2) weeks from receipt of this document to return your answers to me.  Your responses should be type-written (word processor), complete and scholarly.  Think of each as a “mini-term paper,” meaning that one-page answers likely will be deemed to be inadequate.  Begin each answer with the original question that you are addressing.  

1.            Research Methods

Assume you were conducting a study among college students at the U of A and wanted to know

- their preference for coffee – served traditionally hot vs. iced coffee,

- is there a difference in coffee preference by gender, and

- by where they grew up (small town-rural vs. big city.) 

Outline a study to answer this question that would allow you to generalize to the general student population.  Do not limit your answer to the following but you should include such components as:

a.            The problem

b.            The rationale for the study

c.             Research questions or hypotheses (as appropriate for your chosen research design)

d.            Research design described

e.            Participant selection

f.             Data collection instrument

g.            Analysis plans

2.            Interpreting Social Data in Agriculture / Statistics

Select one question.

3.            Technical Communications / Writing

4.            History and Philosophy of Agricultural and Extension Education

Describe the socio-cultural and the agricultural-industrial contexts which existed during the passage of the Land-Grant College Acts of 1862 and 1890, and the Hatch Act of 1887. Discuss how these contexts have changed. What should be the role of the Land-Grant College today?

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Questions and Assumptions for Intel Case: Valuation of Intel using a discounted cash flow method.

The purpose of this case is to learn how to value a company and to estimate its stock price. Further, this case will guide our discussion of market efficiency. The company announced that growth in revenues was 3-5% in the third quarter, but analysts had expected 10-12% growth. What we want to consider is how this news affects the stock price and whether the market overreacted to the news.

The case is somewhat vague about its assumptions. Therefore, to guide your analysis, please consider the following:

Guidance:

1. Use Exhibit 4 to project expected cash flows for the horizon 2000-2004. Assume that we are valuing the company as of January 1, 2000 (assume this is t=0).
2. Assume initially that revenues grow 19% year over year during that time.
3. Assume that Operating Income (EBIT) is 38.5% of revenues each year during 2000-2004.
4. Intel pays a marginal tax rate of 33%.
5. Depreciation is 9% of revenues each year. Note that depreciation expense has already been taken into consideration in the EBIT projections.
6. Change in NWC is 1% of revenues each year.
7. Capex is 12.5% of revenues each year.
8. Assume that Intel is an all equity firm.
9. The risk-free rate is 4.5% and the market risk premium is 6.5%.
10.  Intel’s beta of equity is 1.1.
11.  Assume that Intel’s pre-announcement stock price as of January 1, 2000 is $60.22.
12.  There are 6,710,000,000 shares outstanding.

You should address the following:

1.  Prepare a valuation of Intel using a discounted cash flow method.

2.  Calculate the present value (Jan 1, 2000 dollars) of Intel’s terminal value. What growth rate justifies a stock price of $60.22 per share?

3.  After Intel announces that its revenues will not grow as fast as predicted, how much would revenue growth projections and growth in terminal value have to change to cause Intel’s stock price to drop to $43.31. Note that there is not one right answer.

4. Do you think that the market over-reacted to the news or this is justified by your valuation? There is no right answer to this question. The idea here is to support your opinion with evidence.   

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To what extent could measures of personality be used as a predictor of success in the workplace? In addressing this question, you should keep the following learning objectives in mind: G1. Understand the historical background to personality testing, including influential models of personality. G9. Understand the approaches that have been taken to determine the genetic basis of personality. G10. Understand the limitations of describing personality as a global trait. 2. What role does surprise play in everyday learning? In addressing this question, you should keep the following learning objectives in mind: G3. Understand the history of behaviorism and key phenomena of conditioning. G4. Describe the Rescorla-Wagner (1972) model of learning, understanding key learning effects that the model accommodates. G5. Understand the role of surprise in learning and summarize the evidence for the biological basis of this. 3. Are IQ tests a good predictor of academic and/or workplace success? In addressing this question, you should keep the following learning objectives in mind:
For the coursework component of this module you should produce one piece of writing, no more than 1200 words in length.

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TerraForm Power is a holding company. Through its subsidiaries, Co. owns and operates a portfolio of solar and wind assets. As of Dec 31 2017, Co.’s portfolio consisted of renewable energy facilities located in the U.S. (including Puerto Rico), Canada, Chile and the U.K. with a combined nameplate capacity of 2,606.4 megawatt.

This project is the first of three projects.  You will use the tools and apply concepts learned in this and previous business courses to demonstrate an understanding of how organizations develop and manage strategies to establish, safeguard and sustain its competitive position in the 21^st century’s (rapidly evolving/shifting/changing), uncertain hyper-competitive business environment. 

Monitoring competitors’ performance is a key aspect of performing an external environment analysis.  This project provides you with the opportunity to evaluate the competitive position of one of the organizations listed below and integrate that information in an External Factor Evaluation (EFE) matrix and Competitive Profile Matrices (CPM).

In this project, you are presenting a report document.  The expectation is that the report provides the level of details to help the report audience grasp the main topics and to fully understand the External Environmental Analysis.

Analysis is the operative word.  In analyzing the external environment, you are expected to thoroughly research and take that research and break it into small parts to gain a better understanding of what is happening in the external environment of the business.  In researching an industry, it is important to understand that every company within an industry is different so gathering information on one company does not mean that the collected information is relevant to other company within that industry.  When researching, parsing the material is critical to an accurate analysis.  Avoid presenting just any information as that may lead to using irrelevant information.

You will then write the report in your own words to share the external analysis.  You are expected to present information and support the ideas and reasoning using the course material and your research.  You will not lift any information from source documents without properly citing and referencing.  For the technical analysis aspect of the project, you are required to create the technique on your own and may not use from any source material that you happen to find.  No work from a clearinghouse or similar website may be used or cited as a credible source. 

Skill Building:

In this project, you are building many different skills including research, critical thinking, writing and developing analytical skills related to various financial analysis tools and strategy tools used in business.  

Outcomes Met With This Project:

• utilize a set of useful analytical skills, tools, and techniques for analyzing a company strategically;
• integrate ideas, concepts, and theories from previously taken functional courses including accounting, finance, market, business and human resource management;
• analyze and synthesize strengths, weaknesses, opportunities, and threats (SWOT) to generate, prioritize, and implement alternative strategies in order to revise a current plan or write a new plan and present a strategic plan

Instructions:

Step 1:  Research

In completing the report, you will use the chapters in the eBook as a guide and perform research on the company and industry in which the company operates and answer the required elements below in narrative form following the steps provided.

Note:  Your report is based on the results of the research performed and not on any prepared documentation.  What this means is that you will research and draw your own conclusions that are supported by the research and the course material rather than the use any source material that puts together any of the tools or techniques whether from the Internet, for-pay websites or any document, video or source material.  A zero will be earned for not doing your own analysis.

Library Resources

You will be using scholarly material and Mergent Online to research privately held and public companies.  On the main navigation bar in the classroom select, Resources and then select Library.  Select Databases by Title (A - Z).  Select M from the alphabet list, and then select Mergent Online.  

UMUC library is available for providing resources and services. Seek library support for excellence in your academic pursuit.  

Library Support

Extensive library resources and services are available online, 24 hours a day, seven days a week at https://www.umuc.edu/library/index.cfm to support you in your studies.  The UMUC Library provides research assistance in creating search strategies, selecting relevant databases, and evaluating and citing resources in a variety of formats via its Ask a Librarian service at https://www.umuc.edu/library/libask/index.cfm.

Scholarly Research in OneSearch

Step 2:  The External Analysis

After reading the course material for the first three weeks, you will perform an external analysis on an industry where a company from the list below operates and competes.  You will be assigned by your instructor one of these companies to complete the analysis.  Using a company other than the instructor-assigned company will result in a zero for the project.  You will perform research on the instructor-assigned company, its industry and its competitors.

Focus on factors related to the company’s industry and the environment that it and its competitors make. The factors to measure are those identified in a partial SWOT, Porter’s Five Forces, PESTEL, EFE, and CPM. 

Step 3: Specific Company for All Three Projects

You will be specifically assigned by your instructor to write your independent report on one focal company.  The assigned company must be used for all three projects in this course. You are not allowed to write the report on any other company different from the company specifically assigned by your instructor.  If a company other than that assigned to you is used, a zero will be assigned.

The companies that your instructor has assigned to each of you are listed in List of Companies.

Students must complete the project using the assigned company.  Deviating from the assigned company will result in a zero for the project.

Step 4:  How to Set Up the Report

In the past weeks, you have learned new concepts and techniques to assess the business environment.  You will use these techniques (tools), concepts and information from your own research to perform the external analysis of the selected company’s environment.  You are not lifting from other sources but performing your own analysis. 

Create a Word or Rich Text Format (RTF) document using 12-point font.  The final product cannot be longer than 16 pages in length, which includes all tables and matrices but excludes the title page and reference page.  Those items identified in the technical analysis should appear under the appropriate heading in the paper.  Do no use an Appendix.

Create a title page with title, your name, the course number, the instructor’s name

Step 5:  Company Overview & Initial Assessment

Provide a company overview, which is an essential component to the strategic management process.  A company overview describes the purpose(s) for the founding of the company, i.e, what problems was it formed to solve and/or opportunities it was formed to exploit, who are the founders, home country or state, current management, employee headcount, last year’s revenue, etc.)

Step 6: Evaluate the General Environment

• Discuss the company’s general environment and develop a PESTEL analysis.  Be sure to thorough present and support the reasoning for what is presented.  You may not use a PESTEL analysis that is already completed and available on the Internet.  A zero will result if used as the analysis has to be the result of your research and your own development.
• In your discussion, identify one key trend for each letter of PESTEL.
• Discuss how the industry in which the selected company operates could be affected by one of the trends.
• Discuss key areas of uncertainty related to trends or events that could potentially impact the company’s strategy.

Step 7:  Evaluate the Industry

• Perform a Porter’s Five Forces on the organization’s industry.  The analysis of each force must clearly state and/or conclude with the effect of the given force on the fortunes of the industry (industry profitability) and/or industry dynamics; that is whether the effect of the force on the industry is weak/modest/average/moderate or strong/severe.  You may not use a Porter’s Five Forces analysis that is already completed and available on the Internet.  A zero will result if used as the analysis has to be the result of your research and your own development.
• Perform a competitive analysis.  Identify the organization’s competitors.
• Using the company’s closest three competitors plus the selected company, analyze the competition’s products and services explaining features, value, targets, etc.  What are the competition’s strengths and weaknesses and what is the market outlook for the competition?
• Identify key success factors (critical success factors) and then complete a Competitor Profile Matrix (CPM).  Discuss how you developed the components of the matrix.  Make sure to support you reasoning.
  • Using the information gathered about external factors, develop a partial SWOT (OT) matrix for the external environment of the selected company.  This involves completing an analysis of the OT.  Discuss how you developed the matrix.  Make sure to support your reasoning.  You may not use an OT analysis that is already completed and available on the Internet.  A zero will result if used as the analysis has to be the result of your research and your own development.
  • Using the information gathered about external factors, develop an EFE matrix.  Discuss how you developed the EFE matrix.  Make sure to support your reasoning.

Step 8: Conclusion

Create a concluding paragraph.  The Conclusion is intended to emphasize the purpose/significance of the analysis, emphasize the significance/consequence of findings, and indicate the wider applications that are derived from the main points of the project’s requirements.  You will draw conclusions about the findings of the external environment analysis.

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An analysis of the major health issues in a country of your choice. As a healthcare professional driven to advocacy, you must be aware of the disparities of healthcare systems within and across borders. In this module, you examined globally emerging health issues such as global health threats, infectious diseases, and human trafficking. These emerging health issues require a focus on prevention and an understanding of the best practices for the treatment of the affected vulnerable populations. Prompt: In this milestone, you will analyze the major health issues in the country you chose for Final Project One. To begin your health study, summarize the three major health issues identified in the country you selected, including the economic, social, and cultural factors influencing the health issue. Describe what the various stakeholders (government, other organizations, vulnerable populations, etc.) are currently doing to address the issues. Evaluate the current response to each issue as good, bad, or needing improvement, and then propose interventions for improving the health of a vulnerable population impacted by each issue. Specifically, the following critical elements must be addressed: III. Health Study: Identify three major areas of health study within the country for your analysis. You should have a section for each topic in your country profile, and each section should address the following elements: A. Explain the significance and impact of the issue within the country, using your research as support. B. Identify the populations impacted most by the issue and explain how they are impacted. Include a consideration of why these populations are affected in your response. C. Assess the impact that social and cultural factors have on the populations vulnerable to the issue. Include in your assessment how these factors may affect the populations’ vulnerability to the issue. D. Assess the impact that economic factors have on the populations affected by the issue. Include in your assessment how these factors may affect the populations’ vulnerability to the issue. E. Assess the extent to which any current actions taken by organizations or governments are helping address the issue. If nothing is being done to address the issue, explain why. F. Determine the influence of major stakeholders and organizations—national and international—that play a role in the healthcare environment of the country. G. Recommend an intervention or improvement to an action and justify how it could help address the issue.

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Assignment on FIVE methods of cash extraction from Munroe ltd. Munroe Ltd. has been trading profitably as a shoe manufacturer for many years. The €10 ordinary shares in Munroe Ltd. are held as follows:

€

Tom Munroe                                       15,000

Gerry Curtis                                        5,000

Pierce Munroe (Tom’s son)                 10,000

Tom is aged 54. He has been a Director since 1990 and has always worked full time for the company. His wife Mary, who designs a shoe line for the company, is putting him under pressure to retire, particularly as his relationship with Gerry Curtis has been very strained in recent years and is beginning to impact on the business.

Mary is unpaid for her designer role.

Tom has agreed to retire in the next five years. He currently does not have a pension fund but he has heard from a friend that the company should be paying into one for him and his wife.

The market value of assets and liabilities are currently as follows:

Non Current Assets                                                 €                      €

Land and Buildings                                                                            900,000

Plant and Machinery                                                                           300,000

Goodwill                                                                                             200,000

1,400,000

Current Assets

Inventories                                                                  50,000

Trade Receivables                                                       51,000

Cash                                                                            2,000,000        2,101,000

Less: Current Liabilities

Payables                                                                      51,000             2,050,000

Net Assets                                                                                           3,450,000

Share capital & Reserves                                                                  3,450,000

Tom inherited his shares on the death of his father, Frank, in August 1990. Frank had acquired the shares for €20,000 in 1970. Their value at 5/4/74 was €35,000. The value of the shares at the date of Frankʼs death was €500,000. It is accepted that the current value of Tom’s share reflects 50% of the net asset value of the company.

Tom wants to exit the company with enough money to fund his life style. He does not want to sell his shares to Gerry.

Tom’s taxable emoluments, (including benefits-in-kind), under Schedule E are €90,500 per annum and have been for the past 5 years. Tom had commenced employment with Munroe Ltd on 5 December 1990.

Pierce, Tom and Mary’s son, lives beyond his means and has no savings.  His father has approached him to enquire whether he is interested in buying Tom’s share of the company.  Pierce is interested in doing so and may be able to take out a bank loan at a rate of 5% p.a.

Tom has visited you for tax advice. At this meeting you discussed relevant tax planning points in respect of his proposed retirement from Munroe in five years’ time and his desire to fund for his retirement.  Particularly he would like you to explore whether it is suitable for him to take extra money from the company over the next five years as dividends and/or whether a company pension scheme should be set up and funded. He had also heard about reliefs available on retirement and has asked you to include consideration of this in your report.

The bottom line is that he would either increase the money he extracts from the company each year for the next five years so that he can build up his personal savings for retirement or sell his shares to either his son or Munroe ltd.  He is also willing to consider a combination of tax saving exit strategies. He is confused and needs your help.

REQUIRMENTS:

Prepare a detailed report for Tom Munroe that:

• Sets out at least FIVE methods of cash extraction from Munroe ltd.                                                                                                                                                                                                           

Clearly quantifies and discusses all the taxation implications of each option you have described in (i) above, from:

Munroe Ltd’s point of view;

Tom’s point of view; and

Mary and Pierce’s point of view

• Which option would Tom prefer and why? 
• Which option would Munroe prefer and why?
• Which option would Mary and Pierce prefer and why?
• Advise on any non-tax consideration that your client should take into account.

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Case study analysis of the Squire Hotel: Research and critically evaluate and make recommendations in a report to the CEO of the Squire Hotel Group on whether the EFQM/BQF Model can provide a holistic frame for managing and improving organisational performance at the Squire Hotel Group.  It is important that as part of your report you consider the empirical evidence as to whether this approach works as a frame for driving continuous improvement and the effective management of organisational resources.  The CEO is also interested to learn if any other organisations are using this model and how successful this approach has been for the organisation.  (100%).

Structure of the Assignment:

• Written in case study report format (additional direction will be given in class)
  • Type in 12 size font, one and a half spaced
  • Analysis and interpretation of the case study
  • Logical and sound application of theory
  • Provide in text referencing and reference list in Harvard format.   
  • One assignment per student is to be submitted on line
  • Limited to 3000 words (plus or minus 10%).
  • Ensure proofreading, editing, correct spelling and punctuation is undertaken
  • On front page include title of the assignment, student name and student number and number all pages

For additional information on referencing please see:

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In this assignment, critically evaluate psychological research and theories relevant to the statement that psychology has studied people’s capacity to adapt to new circumstances.

You are asked to draw on research from Weeks 18 and 21. You should draw on and discuss at least two peer-reviewed academic journal articles from outside the module materials. If you do not include and discuss two journal articles in your essay, you will lose five marks from your overall score. To find relevant journal articles, you will need to complete a literature search – please don’t forget to include this to balance the essay.

In Week 18, Book 2, Chapter 6  (‘How does my brain work? Neuroscience and plasticity’) the topic of neural plasticity is the most relevant to this question. Neuropsychological research in this field consists particularly of case studies with individuals with brain damage and it shows that, following brain damage, brains ‘rewire’ so that undamaged brain regions take over the role of regions that have been damaged. As is discussed in Section 4.3 of the chapter, brain plasticity suggests that the brain is not a static entity but a dynamic system that can adapt to new circumstances. This is discussed in more detail in Section 5 of the chapter on how language in the brain is organised and reorganised following brain damage. Section 6 also discusses connectionist computational models that seek to capture the idea of a dynamic cognitive and neural system. You may also find the activities from this week useful for this essay. For instance Activity 1 ‘Aphasia and plasticity’ considers brain plasticity in relation to language abilities.

In Week 21, Book 3, Chapter 2 (‘What is the point of childhood? Early experiences and social relationships’) considers how psychology has studied people’s capacity to adapt to new circumstances through development. The field of child development as a whole is about how people adapt to the new circumstances they encounter as they develop. There are many examples from the chapter that you can use for this assignment. Sections 2.2 and 2.3 consider attachment and discuss how caregivers’ behaviour impacts on children’s attachment behaviour. Section 2.3 also brings in some additional research which shows that infant attachment is not only the result of the quality of the infant−caregiver relationship, but it may also be related to genetic predispositions. This shows the dynamic interplay between ‘nature’ and ‘nurture’ in development. Section 3 of the chapter considers the development of cognitive abilities, such as theory of mind and language, and it illustrates the linkage between cognitive development and social environment. Section 4 of the chapter, on social development, is also relevant for this assignment as it considers how children learn to function well in their social environment. You might find the two activities for this week helpful as well. Activity 1 ‘Piaget’s developmental stages’ considers Piaget’s ideas on egocentrism which relates to theory of mind development. Activity 2 Part A ‘“Reading the mind in the eyes” test’ and Activity 2 Part B ‘Hutchins, Prelock and Chace’s ToM task battery’ explores theory of mind research.

External sources of information for Option B

In addition to the module materials, you should draw on and discuss at least two peer-reviewed academic journal articles from outside the module materials. If you do not include and discuss two journal articles in your essay, you will lose five marks from your overall score. To find relevant journal articles, you will need to complete a literature search, entering relevant search terms for your area of interest. You may find it helpful to revisit the activity you completed in Week 2 on ‘Literature searching in psychology’ as well as the Week 20 activity on ‘Advanced search and evaluation techniques’ to refresh your memory of how to go about sourcing relevant literature for your assignment.

Ensure that you include references for the journal articles you use in your essay.

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Compare and contrast the distributive bargaining and integrative negotiation situation. Identify the strengths and weaknesses of distributive bargaining and integrative negotiation, and how they affect the negotiation process. (A minimum of 300 words is required for this essay).
Identify and explain the kinds of tactics in negotiation that might be considered as ethically questionable. Why do negotiators use these tactics? What are the motives and consequences of using such tactics? (Be as detailed as possible. A minimum of 300 words is required for this essay).
Discuss the role of mood and emotion in negotiation process, and examine the effects of positive and negative emotions in negotiation. (Be specific, and provide a minimum of 300 words this essay).
Analyze the influence of culture on negotiation from the research perspectives. What are the effects of culture on negotiation outcomes, on the process and information flow, and the effects of culture on negotiator ethics and tactics? (Be specific, and provide a minimum of 300 words).
Evaluate why power is important to negotiators, and how to best deal with negotiators who have more power. (Be detailed, and provide a minimum of 300 words).

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