Section 75 of the Consumer Credit Act 1974 has been applauded by consumers and consumer groups yet criticised severely by the credit industry arguing that it is unjust and flawed.
Critically evaluate s 75 in the light of the above.
this question examines your knowledge of s 75 CCA 1974. This section makes a lender liable for a seller’s misrepresentation or breach of contract. You should explain in your answer that where the borrower has any claim against the supplier in respect of a misrepresentation or breach of contract, he shall have a “like claim” against the lender, who, with the supplier, shall be jointly and severally liable to the borrower.
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