An answer to this question may first require you to consider the nature of a mortgage as being both a contract between the mortgagor and the mortgagee and a proprietary interest. Obligations, rights and remedies thus arise from both a contractual and proprietary basis. You could give examples. You may also wish to reflect upon the fundamental purpose of a mortgage from the perspective of both the mortgagee and the mortgagor. In so doing, potential conflicts of interest between the parties may be made visible and the need to strike a balance becomes apparent.
Draw appropriate conclusions.
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